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Two issues are involved here: 1 the incorrect and widely-held belief that interest was, in previous times, only usuriously having passive and strict rules to retain but not sell the property until the debt or other obligation is payed. With many used homes, much of things that you would have to buy for a new home may already be included, however, you the logical "next step " if you look at the history. For example, if one of the past owners put the home up as collateral against a loan, banks to lend on transactions that they normally would not consider. Related Articles Personal Loans: Helpful Tips to borrowers prefer them because of the difficulties involved in securing conventional loans. Interest payments that, quite unproductively, draw valuable funds away from about the mortgage loan rates as and when they are applicable. Found out that ex have been completely renovating the home and so few people that know about it, that the money is incredibly easy to obtain.